About Stackt.

Vision

A future where no one has to guess what they can afford.

Mission

Protect what matters first, then tell you the truth about what's left.

How Stackt is structured

Stackt is the layer that makes everyday money management simple.

You

Earn, spend, and save

→

stackt.

Budgeting engine & product interface

→

Partner Bank

Holds & moves all funds

→

Licensed Partners

Lending, insurance & investing

Our approach

We're building this slowly, and out in the open.

Before writing a line of the product, we spent time talking with real people about how they actually manage money, not how they think they should. That research continues to shape every decision, from the features we prioritize to how Stackt. earns revenue.

What we believe

Every naira you save is still your decision. Stackt. just makes it easier to act on.

You deserve a real, current number for what's safe to spend today, rather than a static budget that stops matching reality after a few days.

Financial products should come to you, not the other way around.

What we're hearing directly

We asked 76 people before writing a line of the product.

79%

said they're sometimes, often, or very often unsure exactly what's safe to spend.

43%

said they've run out of money before their next income arrived.

83%

said they'd definitely or probably try Stackt, based on the idea alone.

Nearly half independently named the daily safe-to-spend number itself, not insights, not savings, not the marketplace, as the single feature they valued most.

Who's building it

Two people, building this in the open.

We've spent our careers helping institutions see their financial risk clearly. Stackt exists to give ordinary people that same clarity about their own money, a number they can trust and act on every single day.

Chinazor Enwezor

Co-founder

An economist and financial risk analyst with hands-on experience in market and liquidity risk, credit analysis, and financial institution ratings.

Adeniyi Adefioye