Stackt is being built for real life: salary earners, freelancers, business owners, people waiting for client payments and anyone whose money does not arrive in neat monthly boxes.
The problem
A balance tells you how much money you have. It does not always tell you how much of that money you can actually use. Rent may be coming. A bill may be due. You may have chosen to save. You may owe someone, but not intend to pay them this cycle.
The Stackt idea
Stackt separates those realities and brings them together into one useful answer: Safe to Spend. It is not about telling people how to live. It is about making the consequences of a money decision easier to see.
Our vision
To create a world where people can navigate their financial lives with clarity, confidence and control.
Our mission
To make personal finance more useful, intuitive and relevant to everyday life by helping people understand what they can safely spend, plan for what matters and make better financial decisions in the moment.
Meet the founder

Chinazor Enwezor
An economics graduate and financial analyst with experience in credit analysis, financial statement review, market and liquidity risk, economic research, data visualisation and financial reporting. She brings analytical depth to how Stackt understands the money picture behind each decision.
We are building with our early users and taking privacy, clarity and responsible product design seriously from the start.