Every feature in Stackt exists to answer the same question, in a different way: what can I actually afford, right now.
A predictable amount you can safely spend today, set for each cycle to help you stay consistent and financially disciplined.
The moment your income lands, a portion is set aside automatically across categories like rent, data, clothing, and personal spending, before it ever shows up as spendable. Saving becomes part of how the app works, not an extra step you have to remember.
Set up recurring transfers once, for rent, subscriptions, savings goals, school fees, or supporting parents, siblings, and family.
A clear breakdown of where your money actually goes each week and month, organized into categories like transport, food, bills, and family support, highlighting changes over time so patterns become visible instead of staying buried in a bank statement. Insights also flags the news that actually affects your money, like a fuel price change and what it means for your transport budget.
Ask "can I actually afford this today?" before you spend. Stackt.'s own engine calculates your real position. Stacker's only job is to explain it clearly, in your actual numbers, never to guess on your behalf.
A visible record of consistency, on saving and on staying within your safe-to-spend amount.
Access short-term credit when you need it, provided by licensed lending partners.
Explore insurance options, from health to device cover, offered by licensed insurers.
Put money to work in investment options provided by licensed brokers and asset managers, chosen by you.